Reverse fee processing is a way for businesses to accept credit card payments by implementing a surcharge rule that passes through credit card processing fees to the cardholder. This reverses the fees back to the customer at the point-of-sale during the transaction. The surcharge fee (typically 3%-4%) is seamlessly added to the total amount of the transaction through your choice or payment terminal. The total purchase amount along with the surcharge is then transferred to your bank account within 24hr-48hrs.

No, surcharging is only allow in 40 of the 50 states. There is still legislature and appeals in some of the states which we can not offer our processing program. The ten states that surcharging is not allowed include:Texas, California, New York, Florida, Connecticut, Massachusetts, Colorado, Kansas, Oklahoma, & Maine. *We are working on a program which will allow a similar program coming soon in those states. Program is no available. Contact us directly for details.

Yes, if you business needs to accept credit cards then you can use this program. We will customize your program according to the demographic of customers and type of business you have. Every business is different and we understand that each one needs a customized solution.

We work with multiple technology partner and have a variety of payment acceptance solutions. Midwest Reverse Processing offers standard swipe credit card readers, virtual payment platforms, wireless units, and internet capable credit card machines. If we don't currently carry what you are looking for then we'll try to find the best payment platform for you.

Along with our Reverse Fee Program we also offer the lowest in standard processing. If you are looking for other creative ways to accept payments we also offer ATM services and Point-of-Banking Processing (aka-Cashless ATMs). As part of our merchant services we also offer reward card programs, gift card programs, and Cash Advance loan programs.

Sometimes things just don't work out the way we expect and we understand. If you feel the program is just not working for your type of business then we can offer to switch you to the lowest rate for standard processing available.